Cardiac issues can take a toll on your life, especially when you suffer heart failure. Cardiac problems can impact each individual differently. Many people lose the capability to work due to significant heart issues. Working full-time may also become difficult for people after suffering a severe heart attack. This situation can land the sufferer and his family in a financial crisis. If you have suffered financial problems following a heart attack, then this blog post will provide pertinent information about getting disability benefits for heart failure issues.
When a person becomes disabled or is not healthy enough to earn a living for more than 12 months due to heart failure, they may qualify for heart failure disability benefits.
A substantial number of people file a disability claim for heart diseases, including heart failures. However, not all of them receive monetary benefits because most applications are denied in the initial phase. An application for disability benefits may be denied for various reasons, including spelling mistakes, missing the deadlines, incorrect information, incomplete information in the form, insufficient documentation, etc.
Though you can appeal the denial of your claim, this process can be tiresome and inefficient. The best way to ensure your claim is accepted is to consult an experienced social security disability lawyer and give them the responsibility to handle your claim.
If you are thinking about applying for disability benefits due to heart failure, it is important to be educated on the process. In the rest of the blog, we will explain some of the steps you will take to receive your benefits.
SSI and SSDI Qualification.
Social Security Administration provides two types of disability benefits for applicants. SSI stands for Supplemental Security Income, and SSDI is for Social Security Disability Insurance. These have different eligibility criteria, and the court checks all the proof about the disabling conditions. If you want to gain SSDI, you should have sufficient work credits. These work credits are earned when you work for a specific amount of years. So, if you have a good work history, you will have good work credits to qualify for this program. The applicant’s age also plays a crucial role in the amount received as SSDI.
Unlike SSDI, you do not need any work credits to seek SSI. You can apply if you need it. The court also decides the SSI amount depending on assets, income, etc.
But for both SSI and SSDI, you must show long-term medical history. The Social Security Administration will check your present medical condition. Their officials will review the entire medical history, right from when you started facing health issues, were diagnosed with a heart issue, suffered heart failure, the treatment you have undertaken, medications you are taking, possible future treatment, workability, and many others. The SSA’s publication, “Disability Evaluation Under Social Security,” commonly known as the “Blue Book,” has all the details about eligibility criteria to seek SSDI or SSI for heart failure.
Eligibility Criteria to get SSDI or SSI for Heart Failure.
Cardiovascular disease comes under section 4.02 in the Blue Book. This section describes the eligibility criteria for disability applicants with these conditions. The following are some factors that you need to prove in the application process.
- The diagnosis of chronic heart disease.
- Consistent signs and symptoms of heart failure.
- The treatment you have already taken.
- Future treatment recommendations by healthcare professionals.
- The medically documented papers show the long-term and incurable heart issue and risk of facing complete heart failure in the future.
It would also be helpful if you could show documentation from your doctor saying that your condition is expected to get worse in the future and may lead to death.
Here are some symptoms that you can experience due to heart failure:
- Shortness of breath.
- Irregular heartbeat. It can be slow or too fast.
- Excessive weakness.
- Consistent fatigue.
- Swollen ankles, feet, or complete legs.
- Swelling in the abdomen (belly area).
- Drastically decreased capability to exercise.
Steps you can take to get rid of such signs and symptoms include:
- Stop smoking.
- Start exercising.
- Maintain a healthy weight.
- Lower your salt intake.
- Keep an eye on your blood pressure.
- Take all the prescribed medications on time.
- If you face any of the signs mentioned above and symptoms, seek immediate medical help.
One more thing you should remember is that you must be able to prove your inability to work. As soon as you start facing disability issues and your doctor confirms you have a long-term illness, you can approach an experienced San Antonio Disability Attorney. They can take appropriate action and help you to file a claim for disability benefits.
Filing the claim without any mistakes and qualifying for monetary benefits without facing any denial can be a comfortable journey with an experienced legal professional. He will evaluate your eligibility and do everything to get what you deserve for your disabling condition.
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